Dividing and settling
When people have lived together, the question almost always arises as to which goods belong to whom, who has to pay the debts and whether one still has to pay something to the other. To answer these questions it is important how people have lived together and what agreements they have made (or not) about this.
Cohabitation without written agreements
The main rules are that the goods belong to the person who has acquired ownership thereof and that each must pay half of the joint costs. That sounds nice, but it often turns out less attractive in practice. If the man buys a music system and the woman pays for the joint shopping, the man therefore has a music system and a debt to the woman for half of the joint shopping. If the parties separate years later, the music installation will still be there (demonstrably). Whether the woman, on the other hand, can still prove that she did those joint (!) Shopping at the time is very much the question. It becomes even more annoying when one party (demonstrably of course) pays the housing costs and the other the groceries. The housing costs can be proven fairly easily, those of the joint shopping cannot.
Then it is of course still possible that the parties have made agreements in which they have deviated from these main rules. Whether they have done so and what they would have agreed upon, must be determined on the basis of the so-called ‘Haviltex criterion’: “and on what they could reasonably expect from each other in this respect, whereby all circumstances are important, including the actual actions of the parties ”.
The cohabitation contract
The main rule is that what the parties have put in writing is the way in which they should settle their society. However, contrary to what parties often think, it is not always completely clear what parties have agreed and why. The explanation given by one party to an article is often completely different from the explanation given by the other. What parties have agreed must therefore be “explained”.
For this explanation, the additional and limiting effect of reasonableness and fairness should first be considered (Article 6: 248 BW). An agreement also has consequences that are not put in writing in it, while some rules that are in writing sometimes do not apply. Again, the Haviltex criterion plays a major role.
Marriage
General community of property
Unless agreements have been made about the matrimonial property regime at the notary, there is general community of property. The main rule, then, is that spouses each have full joint ownership of all assets and both are fully liable for joint debts. In practice this means that the money, the goods and the debts are divided in half. From a legal point of view, however, debts cannot be shared and agreements must be made about this with the creditors. For several years now, filing the petition for divorce (as long as it is not withdrawn) is the moment when property and debts are no longer obtained jointly. Debts incurred and goods acquired after this turning point no longer belong to the assets of the other. For a possible appeal to this against a creditor of the other spouse, the petition must then be registered in the matrimonial property register.
Marriage conditions
If the parties have made agreements about the property after marriage, we speak of marriage conditions. Because marriage terms are an agreement, spouses can agree on almost anything. And that’s what parties do. Roughly, agreements are made about assets (yes, no, or only partially jointly) about the costs of the household (who pays which part, usually based on the ratio of everyone’s income and how it is more or less settled) and about the income of parties that has not been spent at the end of the year (annual settlement, at the end of the marriage, or not at all).
Despite the fact that a marriage contract is a notarial deed, it is not always clear what exactly has been agreed here. Marriage conditions must also be explained, in which the Haviltex criterion again plays a major role. In addition, failure to comply with the obligation to settle in the interim has major consequences and that under certain circumstances marital conditions can lead to complete imbalances. There is therefore the necessary jurisprudence on matrimonial conditions.
Pension
From a legal point of view, a pension is not an asset that qualifies for distribution. The Divorce Equalization Act regulates the manner in which division takes place. If no other agreements have been made (usually in prenuptial agreements), then each will receive half of the other’s pension rights that have been accrued during marriage, as well as the rights to survivor’s pension accrued for him or her. For a direct claim against the pension insurer on half of the pension of the other person (accrued during marriage), the pension insurer must be contacted about this within two years after divorce. For the conversion of this entitlement to the other person’s pension into their own pension entitlement (which does not expire upon the death of the other person), the consent of the other is required. this does not always go well.